/* ============================================================
   efinready.com — lane skin ("Bank-grade warmth")
   Loaded AFTER /_shared/style.css. The shared sheet is frozen;
   everything lane-specific lives here.
   Direction: deep season green (#1E6B4E) + warm cream + one
   disciplined gold. A bank facade with a kitchen-table heart:
   receipts, ledgers, published math — never flex, never hype.
   ============================================================ */

:root {
  --ef-green-deep: #14452F;
  --ef-green-dark: #123E2D;
  --ef-green: #1E6B4E;
  --ef-green-soft: #2A7A5C;
  --ef-cream: #FAF7F1;
  --ef-gold: #C9A227;
  --ef-gold-bright: #E4C05C;
  --ef-gold-pale: #EBCF7F;
  --ef-gold-ink: #8A6D1A;
  --ef-gold-line: #D8CBA5;
  --ef-noise: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='160' height='160' filter='url(%23n)' opacity='0.06'/%3E%3C/svg%3E");
}

/* ---------- header: the bank facade ---------- */

.site-header {
  background: rgba(18, 62, 45, 0.94);
  border-bottom: 1px solid rgba(250, 247, 241, 0.14);
}
.site-header .wrap { padding-block: 0.75rem; }

.logo-img { display: block; height: 28px; width: auto; }
@media (max-width: 30em) { .logo-img { height: 24px; } }

.site-nav a { color: rgba(250, 247, 241, 0.72); }
.site-nav a:hover { color: var(--ef-cream); }

.site-header .btn {
  background: var(--ef-gold);
  border-color: #A9871E;
  color: #231C08;
  box-shadow: none;
}
.site-header .btn:hover { background: var(--ef-gold-bright); color: #231C08; }

/* ---------- hero: green marble, cream type, gold turn ---------- */

.hero {
  position: relative;
  overflow: hidden;
  color: var(--ef-cream);
  background:
    radial-gradient(52rem 26rem at 78% -10%, rgba(42, 122, 92, 0.55) 0%, rgba(0, 0, 0, 0) 65%),
    linear-gradient(160deg, #1A5940 0%, var(--ef-green-dark) 58%, var(--ef-green-deep) 100%);
  padding-block: 3.2rem 3rem;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: var(--ef-noise);
  pointer-events: none;
}
.hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0 0;
  height: 4px;
  background: linear-gradient(90deg, var(--ef-gold) 0%, var(--ef-gold-bright) 45%, rgba(201, 162, 39, 0.15) 100%);
}
.hero > .wrap, .hero > .wrap-wide { position: relative; }

.hero h1 { color: var(--ef-cream); }
.hero h1 .turn { color: var(--ef-gold-bright); }
.hero .lede { color: rgba(250, 247, 241, 0.8); }
.hero-note { color: rgba(250, 247, 241, 0.62); }
.hero-note a { color: var(--ef-gold-pale); }
.hero-note a:hover { color: var(--ef-cream); }

.hero .badge {
  color: #E8DFC9;
  background: rgba(250, 247, 241, 0.09);
  border-color: rgba(250, 247, 241, 0.3);
}
.hero .badge-gold {
  color: var(--ef-gold-pale);
  background: rgba(201, 162, 39, 0.14);
  border-color: rgba(201, 162, 39, 0.55);
}

.hero .btn {
  background: var(--ef-cream);
  color: var(--ef-green-deep);
  border-color: rgba(0, 0, 0, 0.25);
  box-shadow: 0 14px 30px -14px rgba(0, 0, 0, 0.6);
}
.hero .btn:hover { background: #FFFFFF; color: var(--ef-green-deep); }
.hero .btn-ghost {
  background: transparent;
  color: var(--ef-cream);
  border: 1.5px solid rgba(250, 247, 241, 0.42);
  box-shadow: none;
}
.hero .btn-ghost:hover { background: rgba(250, 247, 241, 0.1); color: var(--ef-cream); }

/* cards dropped inside a green hero (thanks/welcome) stay paper */
.hero .card, .hero .steps li { color: var(--ink); }
.hero .card .muted, .hero .steps p { color: var(--muted); }
.hero .card a:not(.btn) { color: var(--accent-ink); }
.hero .card .btn { background: var(--accent); color: #FFFFFF; border-color: var(--accent-ink); }
.hero .card .btn:hover { background: var(--accent-ink); }

/* two-column hero on wider screens */
.hero-grid { display: grid; gap: 2.2rem; align-items: center; }
.hero-grid > div:first-child { max-width: 36rem; }
@media (min-width: 54em) {
  .hero { padding-block: 4.6rem 4rem; }
  .hero-grid { grid-template-columns: 1.15fr 0.85fr; }
}

/* ---------- payday receipt (hero aside) ---------- */

.payday {
  background: var(--ef-cream);
  color: var(--ink);
  border-radius: var(--radius);
  border-top: 5px solid var(--ef-gold);
  padding: 1.25rem 1.3rem 1.4rem;
  box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.65);
  font-size: 0.95rem;
  max-width: 26rem;
}
.payday-head {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ef-gold-ink);
  border-bottom: 1px dashed var(--ef-gold-line);
  padding-bottom: 0.6rem;
  margin-bottom: 0.5rem;
}
.payday-rows { list-style: none; margin: 0; padding: 0; }
.payday-rows li {
  display: flex;
  align-items: baseline;
  gap: 0.55rem;
  padding: 0.42rem 0;
}
.payday-rows .dots {
  flex: 1;
  border-bottom: 2px dotted var(--ef-gold-line);
  transform: translateY(-0.28em);
}
.payday-rows b {
  font-variant-numeric: tabular-nums;
  color: var(--ef-green);
  white-space: nowrap;
}
.payday-total {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  border-top: 1px dashed var(--ef-gold-line);
  margin-top: 0.5rem;
  padding-top: 0.7rem;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.1rem;
}
.payday-total b {
  font-size: 1.9rem;
  line-height: 1;
  color: var(--ef-green);
  font-variant-numeric: tabular-nums;
}
.payday-foot { margin: 0.85rem 0 0; font-size: 0.8rem; color: var(--muted); }

/* ---------- proof strip: structural trust, zero hype ---------- */

.proofbar { padding-block: 1.5rem 0.4rem; }
.proofbar ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.9rem 1.4rem;
  grid-template-columns: 1fr 1fr;
}
@media (min-width: 54em) { .proofbar ul { grid-template-columns: repeat(4, 1fr); } }
.proofbar li {
  position: relative;
  padding-left: 1.35rem;
  font-size: 0.85rem;
  line-height: 1.45;
  color: var(--muted);
}
.proofbar li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  top: 0;
  font-weight: 700;
  color: var(--ef-gold-ink);
}
.proofbar li.stamp-item { padding-left: 0; display: flex; align-items: center; }
.proofbar li.stamp-item::before { content: none; }

.stamp {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--ef-gold-ink);
  border: 1.5px dashed var(--ef-gold);
  border-radius: 8px;
  padding: 0.45rem 0.65rem;
  transform: rotate(-1.4deg);
  background: rgba(201, 162, 39, 0.06);
}

/* ---------- overline: gold ticked labels ---------- */

.overline { color: var(--ef-gold-ink); }
.overline::before {
  content: "";
  display: inline-block;
  width: 1.5rem;
  height: 2px;
  background: var(--ef-gold);
  margin-right: 0.55rem;
  vertical-align: 0.22em;
}

/* ---------- the ladder ---------- */

.ladder-viz {
  display: flex;
  align-items: flex-end;
  gap: 0.55rem;
  height: 170px;
  margin: 1.4rem 0 0.9rem;
}
.ladder-viz .rung {
  flex: 1;
  border-radius: 9px 9px 0 0;
  background: linear-gradient(180deg, var(--ef-green-soft), var(--ef-green));
  position: relative;
}
.ladder-viz .rung:nth-child(1) { height: 26%; background: #BFD5CB; }
.ladder-viz .rung:nth-child(2) { height: 42%; background: #8FB8A7; }
.ladder-viz .rung:nth-child(3) { height: 58%; background: #5B9A82; }
.ladder-viz .rung:nth-child(4) { height: 76%; background: var(--ef-green); }
.ladder-viz .rung:nth-child(5) { height: 100%; background: var(--ef-green-deep); }
.ladder-viz .rung:nth-child(5)::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 6px;
  border-radius: 9px 9px 0 0;
  background: var(--ef-gold);
}
.ladder-ends {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.88rem;
  line-height: 1.35;
  color: var(--muted);
}
.ladder-ends b {
  display: block;
  font-family: var(--font-display);
  font-size: 1.08rem;
  color: var(--accent-ink);
  font-variant-numeric: tabular-nums;
}
.ladder-ends .right { text-align: right; }
.ladder-note { font-size: 0.88rem; margin-top: 0.9rem; }
.ladder-next { margin-top: 1.4rem; border-left: 4px solid var(--ef-gold); }

/* ---------- calculator: the published ledger ---------- */

.calc { position: relative; }
.calc-stamp { margin: 0 0 1.1rem; }
.calc-result {
  border-top: 5px solid var(--ef-gold);
  font-variant-numeric: tabular-nums;
}
.calc-result .figure { font-variant-numeric: tabular-nums; }

/* ---------- cohort clock + closing: green panels ---------- */

.clockpanel, .closing {
  position: relative;
  overflow: hidden;
  color: var(--ef-cream);
  background:
    radial-gradient(40rem 20rem at 85% -20%, rgba(42, 122, 92, 0.5) 0%, rgba(0, 0, 0, 0) 60%),
    linear-gradient(160deg, #1A5940 0%, var(--ef-green-dark) 60%, var(--ef-green-deep) 100%);
  border-radius: var(--radius);
  padding: 1.9rem 1.5rem;
  box-shadow: var(--shadow);
}
.clockpanel::before, .closing::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: var(--ef-noise);
  pointer-events: none;
}
.clockpanel > *, .closing > * { position: relative; }

.clock-grid { display: grid; gap: 1.4rem; align-items: center; }
@media (min-width: 44em) { .clock-grid { grid-template-columns: auto 1fr; gap: 2.2rem; } }

.clock-num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(3.4rem, 14vw, 5rem);
  line-height: 0.95;
  color: var(--ef-gold-bright);
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
}
.clock-cap {
  font-size: 0.85rem;
  letter-spacing: 0.05em;
  color: rgba(250, 247, 241, 0.75);
  margin-top: 0.4rem;
  max-width: 15rem;
}
.clock-facts {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.75rem;
  font-size: 0.95rem;
  color: rgba(250, 247, 241, 0.88);
}
.clock-facts li {
  position: relative;
  padding-left: 1.3rem;
}
.clock-facts li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.5em;
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 2px;
  background: var(--ef-gold);
}
.clock-honesty {
  margin: 1.3rem 0 0;
  font-family: var(--font-display);
  font-style: italic;
  font-size: 0.92rem;
  color: rgba(250, 247, 241, 0.6);
}

.closing { text-align: center; padding: 2.4rem 1.5rem; }
.closing h2 { color: var(--ef-cream); }
.closing p { color: rgba(250, 247, 241, 0.78); max-width: 34rem; margin-inline: auto; }
.closing .cta-row { justify-content: center; }
.closing .btn {
  background: var(--ef-cream);
  color: var(--ef-green-deep);
  border-color: rgba(0, 0, 0, 0.25);
}
.closing .btn:hover { background: #FFFFFF; color: var(--ef-green-deep); }
.closing .btn-ghost {
  background: transparent;
  color: var(--ef-cream);
  border: 1.5px solid rgba(250, 247, 241, 0.42);
  box-shadow: none;
}
.closing .btn-ghost:hover { background: rgba(250, 247, 241, 0.1); }

/* ---------- packages: gold flag, ledger numerals ---------- */

.pkg-flag { background: var(--ef-gold); color: #231C08; }
.pkg .price { font-variant-numeric: tabular-nums; }
.pkg-featured { border-color: var(--ef-green); }

/* ---------- footer ---------- */

.fineprint { border-top: 4px solid var(--ef-green-deep); }

/* ---------- motion care ---------- */

@media (prefers-reduced-motion: reduce) {
  .stamp { transform: none; }
}

/* nav links never wrap inside the 42rem header column */
.site-nav a { white-space: nowrap; }
.site-header .btn { white-space: nowrap; }